Terms and Conditions. Indicated below are the broad terms and conditions applicable to home loans for self-employed applicants: 1. Tenure of the Loan. The maximum tenure for home loans under adjustable rates can stretch up to 30 years. In case of fixed rate home loans, the maximum tenure is 20 years. 2. Amount of Loan. Check lowest home loan rates and apply online for best Business Loan. Compare Business Loan rate for top banks in India SBI, HDFC, DBS. Interest Rate(p.a) Axis Bank: 300000: 5000000: 15.5% HDFC Bank Top Up Home Loan. HDFC Bank offers Top Up Home Loans of up to Rs 50 lakh @ 8.50% p.a. onwards for tenures of up to 15 years. This facility allows existing home loan borrowers to get funding over and above their existing home loan for personal (except for speculation), professional, business and debt consolidation needs. TDS deducted by HDFC Limited basis earlier threshold of Rs 5,000. June-30: Merger of HDFC Limited with HDFC Bank. Sep-23. Paid. 7,000. 3,750. 21,500. -. No TDS as combined interest paid is less than the new threshold of Rs 40,000 after merger. For NRIs seeking to buy a home in India, an HDFC Bank Home Loan is a great way to fund that investment. Attractive interest rates, transparent processes and costs, minimal documentation, quick disbursals and expert guidance make HDFC Bank Home and Home Improvement Loans attractive for NRIs. Apply for HDFC Bank Home Loan online at an interest rate of 8.50% - 9.15% p.a. Lowest EMI is Rs. 758 per lakh for Home Loans of Up to 30 years tenure with minimum documents. With special offers like a 6-month provisional sanction and Rs 3000 + applicable taxes processing fee, HDFC Bank home loan is your best resource for affordable housing finance. The home loan sanction letter is an important document that contains the following details: Total sanctioned loan amount. Type of interest rate applicable (fixed or floating interest rate) Special Conditions (If any) to be fulfilled before disbursement. Other Terms and Conditions. 9.20. 10.32. HDFC Bank Ltd. is one of India’s leading housing finance companies. HDFC Bank Ltd. offers a wide range of loan products such as Home Loans for new and resale properties, Home Improvement/Extension Loans, Loan Against Property Balance Transfer, etc. at attractive interest rates. Apply Online for HDFC Bank Ltd. Home Loans now! LgOUAX8.